:root{
  --ink:#08292c;
  --ink-2:#20464a;
  --text:#3d5659;
  --muted:#5f7d80;
  --teal:#0f9b8e;
  --teal-d:#0a7a70;
  --teal-l:#22c1c3;
  --line:rgba(15,155,142,.16);
  --max:1160px;
  --shadow:0 24px 50px -40px rgba(8,50,52,.85);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:"PingFang SC","Hiragino Sans GB","Microsoft YaHei","Source Han Sans SC",system-ui,-apple-system,"Segoe UI",sans-serif;
  color:var(--text);
  font-size:15.5px;
  line-height:1.75;
  background-color:#f4fbfa;
  background-image:
    radial-gradient(880px 520px at 6% -8%,rgba(34,193,195,.20),transparent 68%),
    radial-gradient(760px 520px at 102% 4%,rgba(14,160,150,.16),transparent 70%),
    linear-gradient(180deg,#f4fbfa 0%,#eef8f7 42%,#f6fcfb 100%);
  background-repeat:no-repeat;
}
img{max-width:100%}
[id]{scroll-margin-top:84px}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(245,251,250,.92);
  -webkit-backdrop-filter:blur(12px);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;position:relative}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.brand-logo{width:40px;height:40px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;flex-shrink:0}
.brand-logo img{display:block;width:100%;height:auto;max-height:100%;object-fit:contain}
.brand-text strong{display:block;font-size:17px;color:var(--ink);letter-spacing:.5px;line-height:1.3;font-weight:800}
.brand-text em{display:block;font-style:normal;font-size:11px;color:var(--muted);letter-spacing:1.4px;line-height:1.4}
.nav-links{display:flex;align-items:center;gap:0;list-style:none;margin:0;padding:0}
.nav-links a{display:block;padding:9px 11px;font-size:14.5px;font-weight:500;color:var(--ink-2);text-decoration:none;border-radius:9px;transition:color .2s,background .2s}
.nav-links a:hover{color:var(--teal-d);background:rgba(15,155,142,.09)}
.menu-toggle{display:none;width:42px;height:42px;border:1px solid var(--line);background:#fff;border-radius:12px;padding:0;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:4px;flex-shrink:0}
.menu-toggle span{display:block;width:18px;height:2px;background:var(--teal-d);border-radius:2px;transition:transform .25s,opacity .25s}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:12px;font-size:15px;font-weight:700;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .25s,background .25s,color .25s;font-family:inherit}
.btn:active{transform:translateY(1px)}
.btn-primary{background:linear-gradient(135deg,#12a99b,#0a7a70);color:#fff;box-shadow:0 14px 28px -14px rgba(10,122,112,.85)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 34px -14px rgba(10,122,112,.95);color:#fff}
.btn-ghost{background:#fff;color:var(--teal-d);border-color:rgba(15,155,142,.35);box-shadow:0 12px 24px -20px rgba(8,50,52,.9)}
.btn-ghost:hover{background:rgba(15,155,142,.09);transform:translateY(-2px)}
.header-cta{padding:10px 20px;font-size:14px;flex-shrink:0}

/* ---------- hero ---------- */
.hero{position:relative;padding:58px 0 70px;overflow:hidden}
.hero::after{content:"";position:absolute;top:-140px;right:-90px;width:440px;height:440px;border-radius:50%;background:radial-gradient(circle,rgba(34,193,195,.26),rgba(34,193,195,0) 68%);pointer-events:none;z-index:0}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.06fr .94fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:999px;background:rgba(15,155,142,.12);color:var(--teal-d);font-size:13px;font-weight:600;letter-spacing:.4px;border:1px solid rgba(15,155,142,.24)}
.hero h1{font-size:clamp(26px,4.4vw,42px);line-height:1.28;color:var(--ink);margin:18px 0 16px;letter-spacing:-.8px;font-weight:800}
.hero .lead{margin:0;font-size:15.5px;line-height:1.9;color:var(--text);max-width:560px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0 0}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;margin:26px 0 0;padding:0;font-size:14px;color:var(--ink-2)}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points li::before{content:"";width:15px;height:15px;flex:0 0 15px;border-radius:50%;background:linear-gradient(135deg,#12a99b,#0a7a70);box-shadow:inset 0 0 0 3px #eaf9f6}
.hero-panel{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.stat{background:linear-gradient(160deg,#ffffff 0%,#f1fbf9 100%);border:1px solid var(--line);border-radius:16px;padding:18px 16px;box-shadow:var(--shadow);transition:box-shadow .3s,transform .3s}
.stat:hover{box-shadow:0 26px 44px -32px rgba(8,50,52,.95)}
.stat b{display:block;font-size:26px;font-weight:800;color:var(--teal-d);line-height:1.15;letter-spacing:-.5px}
.stat span{display:block;margin-top:6px;font-size:13px;color:var(--muted);line-height:1.5}
.stat-wide{grid-column:1 / -1;background:linear-gradient(135deg,#0f9b8e,#07746b);border-color:transparent}
.stat-wide b{color:#fff;font-size:18px}
.stat-wide span{color:rgba(255,255,255,.92)}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
.hero-panel .stat:nth-child(2){animation:floaty 6.5s ease-in-out infinite}

/* ---------- sections ---------- */
.section{padding:70px 0}
.section-head{max-width:780px;margin:0 auto 38px;text-align:center}
.section-tag{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:2px;color:var(--teal-d);padding:5px 13px;border-radius:999px;background:rgba(15,155,142,.1);border:1px solid rgba(15,155,142,.22);margin-bottom:14px}
.section-head h2{font-size:clamp(21px,2.9vw,30px);line-height:1.38;color:var(--ink);margin:0 0 12px;letter-spacing:-.4px;font-weight:800}
.section-head p{margin:0;color:var(--muted);font-size:15px;line-height:1.85}

.grid{display:grid;gap:18px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}

/* ---------- feature cards ---------- */
.feat{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow);transition:transform .28s,box-shadow .28s,border-color .28s}
.feat:hover{transform:translateY(-4px);border-color:rgba(15,155,142,.4);box-shadow:0 26px 44px -32px rgba(8,50,52,.95)}
.icon{flex:0 0 40px;width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:linear-gradient(140deg,#d9f7f2,#a9ece3);color:#078b7d;border:1px solid rgba(15,155,142,.25)}
.icon svg{width:20px;height:20px;display:block}
.feat h3{margin:0 0 6px;font-size:16px;color:var(--ink);font-weight:700;line-height:1.5}
.feat p{margin:0;font-size:14px;line-height:1.75;color:var(--text)}
.feat-text{min-width:0}

/* ---------- service cards ---------- */
.svc{position:relative;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow);overflow:hidden;transition:transform .28s,box-shadow .28s,border-color .28s}
.svc::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,#12a99b,#22c1c3);transition:width .35s ease}
.svc:hover{transform:translateY(-5px);border-color:rgba(15,155,142,.4);box-shadow:0 26px 44px -32px rgba(8,50,52,.95)}
.svc:hover::after{width:100%}
.svc h3{margin:0 0 8px;font-size:16.5px;color:var(--ink);font-weight:700;line-height:1.45}
.svc p{margin:0;font-size:14px;color:var(--text);line-height:1.75}

/* ---------- flow ---------- */
.flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.flow-card{background:linear-gradient(170deg,#ffffff,#effbf8);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow);transition:transform .28s,box-shadow .28s}
.flow-card:hover{transform:translateY(-4px);box-shadow:0 28px 48px -34px rgba(8,50,52,.95)}
.flow-step{display:inline-block;font-size:12px;font-weight:700;letter-spacing:1.6px;color:var(--teal-d);background:rgba(15,155,142,.1);border:1px solid rgba(15,155,142,.24);padding:4px 11px;border-radius:999px;margin-bottom:14px}
.flow-card h3{margin:0 0 10px;font-size:17px;color:var(--ink);font-weight:700;line-height:1.45}
.flow-card p{margin:0;font-size:14px;line-height:1.8;color:var(--text)}

/* ---------- timeline ---------- */
.timeline{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.tl-item{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 18px;box-shadow:var(--shadow);transition:transform .28s,border-color .28s}
.tl-item:hover{transform:translateY(-4px);border-color:rgba(15,155,142,.4)}
.tl-dot{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#12a99b,#0a7a70);color:#fff;font-weight:700;font-size:14px;margin-bottom:14px;box-shadow:0 10px 18px -12px rgba(10,122,112,.9)}
.tl-item h3{margin:0 0 8px;font-size:15.5px;color:var(--ink);font-weight:700;line-height:1.45}
.tl-item p{margin:0;font-size:13.5px;line-height:1.75;color:var(--text)}

/* ---------- cases ---------- */
.case{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .28s,box-shadow .28s,border-color .28s}
.case:hover{transform:translateY(-5px);border-color:rgba(15,155,142,.4);box-shadow:0 28px 48px -34px rgba(8,50,52,.95)}
.case-media{aspect-ratio:4/3;background:linear-gradient(140deg,#eef9f7,#e0f4f1);display:flex;align-items:center;justify-content:center;padding:10px;overflow:hidden}
.case-media img{width:100%;height:100%;object-fit:contain;display:block;border-radius:10px}
.case-body{padding:16px 18px 18px}
.case-body h3{margin:0 0 6px;font-size:15.5px;color:var(--ink);font-weight:700;line-height:1.45}
.case-body p{margin:0;font-size:13.5px;color:var(--text);line-height:1.7}

/* ---------- compare ---------- */
.compare-grid{display:grid;grid-template-columns:300px 1fr;gap:22px;align-items:start}
.score{background:linear-gradient(165deg,#0f9b8e,#086b63);border-radius:20px;padding:26px 22px;color:#fff;box-shadow:0 30px 50px -34px rgba(8,80,74,.95);text-align:center;position:relative;overflow:hidden}
.score::after{content:"";position:absolute;width:190px;height:190px;border-radius:50%;background:rgba(255,255,255,.09);top:-80px;right:-70px;pointer-events:none}
.score .stars{font-size:20px;letter-spacing:5px;color:#ffe9a8;position:relative;z-index:1}
.score .num{font-size:46px;font-weight:800;line-height:1;margin:14px 0 8px;position:relative;z-index:1;color:#fff}
.score .num small{font-size:16px;font-weight:600;opacity:.86}
.score p{margin:0;font-size:13.5px;color:rgba(255,255,255,.94);position:relative;z-index:1}
.score .score-foot{margin-top:16px;padding-top:14px;border-top:1px solid rgba(255,255,255,.24);font-size:13px;letter-spacing:.5px;position:relative;z-index:1;color:rgba(255,255,255,.94)}

.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
table{width:100%;border-collapse:collapse;min-width:640px;font-size:14.5px}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid rgba(15,155,142,.12);vertical-align:top;line-height:1.7}
thead th{background:linear-gradient(180deg,#e9f8f5,#e2f5f2);color:var(--ink);font-weight:700;white-space:nowrap}
tbody tr:last-child td{border-bottom:none}
tbody tr:hover{background:rgba(15,155,142,.05)}
td:first-child{color:var(--ink);font-weight:600;white-space:nowrap}

/* ---------- token ---------- */
.token-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow);transition:transform .28s,border-color .28s}
.token-card:hover{transform:translateY(-4px);border-color:rgba(15,155,142,.4)}
.token-card h3{margin:0 0 8px;font-size:15.5px;color:var(--ink);font-weight:700}
.token-card p{margin:0;font-size:14px;line-height:1.75;color:var(--text)}
.tag-cloud{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);margin-top:20px}
.tag-cloud span{padding:7px 14px;border-radius:999px;border:1px solid rgba(15,155,142,.22);background:rgba(15,155,142,.06);color:#1d4a4d;font-size:13.5px;transition:transform .2s,background .2s,color .2s}
.tag-cloud span:hover{background:rgba(15,155,142,.15);color:var(--teal-d);transform:translateY(-2px)}

/* ---------- reviews ---------- */
.review{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:16px;transition:transform .28s,box-shadow .28s,border-color .28s}
.review:hover{transform:translateY(-4px);border-color:rgba(15,155,142,.4);box-shadow:0 26px 44px -32px rgba(8,50,52,.95)}
.review .quote{margin:0;font-size:14.5px;line-height:1.85;color:var(--ink-2)}
.who{display:flex;align-items:center;gap:10px;margin-top:auto}
.avatar{width:38px;height:38px;border-radius:50%;background:linear-gradient(140deg,#12a99b,#0a7a70);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:700;flex-shrink:0}
.who strong{display:block;font-size:14px;color:var(--ink);line-height:1.4}
.who small{display:block;font-size:12.5px;color:var(--muted);line-height:1.4}

/* ---------- news ---------- */
.news-list{display:grid;gap:12px;list-style:none;margin:0;padding:0}
.news-list a{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 20px;background:#fff;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink-2);font-weight:600;font-size:15px;box-shadow:var(--shadow);transition:transform .25s,border-color .25s,color .25s}
.news-list a:hover{transform:translateY(-2px);border-color:rgba(15,155,142,.45);color:var(--teal-d)}
.news-list a span{font-size:13px;color:var(--muted);font-weight:500;flex-shrink:0}

/* ---------- faq ---------- */
.faq-list{display:grid;gap:12px}
details.faq{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 18px;transition:box-shadow .25s,border-color .25s}
details.faq[open]{border-color:rgba(15,155,142,.42);box-shadow:0 18px 34px -30px rgba(8,50,52,.9)}
details.faq summary{list-style:none;cursor:pointer;padding:16px 30px 16px 0;position:relative;font-weight:700;color:var(--ink);font-size:15.5px;line-height:1.6}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"";position:absolute;right:2px;top:50%;width:9px;height:9px;border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:translateY(-70%) rotate(45deg);transition:transform .25s}
details.faq[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
details.faq p{margin:0 0 16px;color:#4b6669;font-size:14.5px;line-height:1.85}

/* ---------- agent ---------- */
.agent-card{background:linear-gradient(135deg,#0b8a80,#075f58);border-radius:22px;padding:38px 34px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:28px;box-shadow:0 34px 60px -40px rgba(6,64,58,.95);position:relative;overflow:hidden}
.agent-card::before{content:"";position:absolute;width:320px;height:320px;border-radius:50%;background:rgba(255,255,255,.08);left:-110px;bottom:-170px;pointer-events:none}
.agent-main{position:relative;z-index:1;max-width:660px}
.agent-card h2{margin:0 0 10px;font-size:clamp(20px,2.4vw,25px);color:#fff;font-weight:800;line-height:1.4}
.agent-card p{margin:0;font-size:14.5px;line-height:1.85;color:rgba(255,255,255,.9)}
.agent-card .btn{background:#fff;color:var(--teal-d);border-color:transparent;position:relative;z-index:1;flex-shrink:0}
.agent-card .btn:hover{background:#eafaf7;transform:translateY(-2px)}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:24px;align-items:start}
.info-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.info-card h3{margin:0 0 16px;font-size:17px;color:var(--ink);font-weight:700}
.contact-list{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.contact-list li{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding-bottom:12px;border-bottom:1px dashed rgba(15,155,142,.2);font-size:14px}
.contact-list li:last-child{border-bottom:none;padding-bottom:0}
.contact-list .k{color:var(--muted);flex-shrink:0}
.contact-list .v{color:var(--ink-2);font-weight:600;text-align:right;word-break:break-all}
.contact-list a{color:var(--teal-d);text-decoration:none}
.contact-list a:hover{text-decoration:underline}
.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.form h3{margin:0 0 6px;font-size:17px;color:var(--ink);font-weight:700}
.form .form-tip{margin:0 0 18px;font-size:13.5px;color:var(--muted)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.field label{font-size:13.5px;font-weight:600;color:var(--ink-2)}
.field input,.field select,.field textarea{width:100%;padding:11px 13px;border:1px solid rgba(15,155,142,.24);border-radius:10px;background:#f8fdfc;font-family:inherit;font-size:14.5px;color:#12363a;transition:border-color .2s,box-shadow .2s,background .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 3px rgba(15,155,142,.15)}
.field textarea{min-height:112px;resize:vertical}
.form .btn{width:100%}

/* ---------- footer ---------- */
.site-footer{background:linear-gradient(180deg,#eef9f7,#e2f3f0);border-top:1px solid rgba(15,155,142,.18);padding:34px 0 20px;margin-top:24px;color:#2c4a4d}
.footer-top{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-bottom:18px;border-bottom:1px solid rgba(15,155,142,.18)}
.footer-brand{display:flex;align-items:center;gap:12px}
.footer-brand strong{display:block;font-size:16px;color:var(--ink);line-height:1.4}
.footer-brand span{display:block;font-size:12.5px;color:#4b6669;line-height:1.5}
.footer-links{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;padding:18px 0;font-size:13.5px;color:#3d5659}
.footer-links .label{font-weight:700;color:var(--ink-2)}
.footer-links a{color:#0a7a70;text-decoration:none;font-size:13.5px}
.footer-links a:hover{text-decoration:underline}
.footer-bottom{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding-top:16px;border-top:1px solid rgba(15,155,142,.18);font-size:13px;color:#4b6669}
.footer-bottom a{color:#0a7a70;text-decoration:none;font-weight:600}
.footer-bottom a:hover{text-decoration:underline}

/* ---------- float ---------- */
.float-tools{position:fixed;right:18px;bottom:20px;display:flex;flex-direction:column;gap:12px;z-index:80}
.float-btn{width:48px;height:48px;border-radius:14px;border:1px solid rgba(15,155,142,.3);background:#fff;color:var(--teal-d);font-size:13px;font-weight:700;cursor:pointer;box-shadow:0 16px 30px -18px rgba(8,50,52,.9);transition:transform .2s,background .2s,color .2s,opacity .25s,visibility .25s;display:grid;place-items:center;font-family:inherit}
.float-btn:hover{background:#0f9b8e;color:#fff;transform:translateY(-3px)}
#backTop{opacity:0;visibility:hidden;transform:translateY(8px);font-size:18px}
#backTop.show{opacity:1;visibility:visible;transform:none}
.float-kf{position:relative}
.kf-panel{position:absolute;right:0;bottom:calc(100% + 12px);width:228px;max-width:calc(100vw - 60px);background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:0 26px 46px -28px rgba(8,50,52,.9);opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .25s,visibility .25s,transform .25s;text-align:center}
.kf-panel.open{opacity:1;visibility:visible;transform:none}
.kf-panel img{width:100%;height:auto;border-radius:10px;display:block;margin-bottom:10px}
.kf-panel p{margin:0 0 6px;font-size:12.5px;color:var(--ink-2);line-height:1.6}
.kf-panel p:last-child{margin-bottom:0}

/* ---------- reveal ---------- */
.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}
.js .reveal.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .timeline{grid-template-columns:repeat(2,minmax(0,1fr))}
  .compare-grid{grid-template-columns:1fr}
}
@media (max-width:920px){
  .header-inner{gap:10px}
  .menu-toggle{display:flex;order:3;margin-left:10px}
  .header-cta{order:2;margin-left:auto}
  .nav-links{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;background:#f6fcfb;border-bottom:1px solid var(--line);box-shadow:0 22px 32px -26px rgba(8,50,52,.7);margin:0 -20px}
  .nav-links.open{display:flex}
  .nav-links a{padding:12px 8px;border-radius:8px;font-size:15px}
  .hero{padding:44px 0 54px}
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .hero .lead{max-width:none}
  .grid-3,.flow,.contact-grid{grid-template-columns:1fr}
  .agent-card{flex-direction:column;align-items:flex-start;padding:30px 24px}
  .agent-card .btn{width:100%}
}
@media (max-width:640px){
  .section{padding:52px 0}
  .grid-2,.grid-3,.grid-4,.timeline{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .score .num{font-size:40px}
  .news-list a{flex-direction:column;align-items:flex-start;gap:6px}
}
@media (max-width:480px){
  .brand-text em{display:none}
  .hero-panel{grid-template-columns:1fr}
  .stat-wide{grid-column:auto}
}
@media (max-width:420px){
  .header-cta{display:none}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .hero-panel .stat:nth-child(2){animation:none}
  .js .reveal{opacity:1;transform:none;transition:none}
  *{transition-duration:.01ms !important}
}